Support for Insurance Agency Operations /
Transfer of Business Rights

What Is Transfer of Agency Business Rights?

As the liberalization of insurance advances, insurance products are becoming more diverse, and more sophisticated insurance knowledge and product selection capabilities are required. At the same time, since the revised Insurance Business Act requires stricter solicitation rules and the development of an agency system, the industry is moving toward strengthening of regulations.
Against this background, more companies are reviewing their insurance agency businesses.
For example, there is an increasing tendency toward business operation support for providing more advanced services, outsourcing some operations, and the transfer of business rights to specialized insurance agencies. This enables companies to provide more advanced services to their employees and customers and to focus on their core business.

保険代理店運営支援・営業権譲受事業

Customer Benefits by Transfer of Business Rights by MST

1

Expanding Employee Benefits

With insurance products of 29 non-life insurance companies and 27 life insurance companies, insurance product options will be expanded and opportunities to purchase and review insurance will increase through our free insurance consultation.

2

Exclusive Accident Response Services

Our Customer Service Division specializes in accident response services, supporting the elimination of anxiety and promoting the swift resolution of accidents.

3

Business Transfer of More Than 600 Companies in Japan.

We use our extensive experience in transferring insurance agency business rights to handle various cases with confidence and reliability.

4

Focusing on Core Business

High-quality and cost-effective management is achieved by improving and streamlining operations and administrative processes, allowing valuable personnel and management resources to focus on core business activities.

Procedures for Transfer of Business Rights

営業権譲受の進め方
  1. 1

    Suggestions

    We present our proposal, followed by your internal review, to help you make an informed decision on the transaction with us.

  2. 2

    Due Diligence (DD)

    We conduct detailed due diligence after receiving materials from the customer regarding their insurance agency business.

  3. 3

    Business Transfer Agreement
    Confirmation of the Content

    We prepare a business transfer agreement, the content of which is confirmed by both the customer and us.

  4. 4

    Legal Check and Application for Conclusion of the Agreement

    We conduct a legal check of the business transfer agreement and apply for the conclusion of the agreement.

  5. 5

    Final Step

    The conclusion of the business transfer agreement is the final step.

Service Menu

Insurance Review Consulting Services

We contribute to enhancing corporate value with various consulting services, through providing insurance services based on the PDCA cycle to optimize coverage, reduce insurance premium costs, and manage risk.

保険見直しコンサルティングサービス

Employee Benefit Services

We contribute to a welfare program that leads to employee satisfaction by improving services, such as by offering higher discount rates through higher subscription rates, etc.

従業員向け福利厚生サービス

Wide Range of Risk Consulting Services

We provide a variety of services that go beyond insurance as a risk management innovator.

●Appraisal ●Fire and explosion risk survey (risk survey) ●Earthquake risk survey ●Estimation of maximum earthquake damage ●Seismic resistance assessment of buildings ●Support for preparation of initial response manual in case of an earthquake ●Initial response training in case of an earthquake ●Support for the formulation of a business continuity plan (BCP) ●BCP training, etc.

保険見直しコンサルティングサービス

Outsourcing Services

We provide administrative outsourcing services for various tasks arising from group insurance and group-handled insurance related to life and non-life insurance offered by companies and organizations. By utilizing our services, valuable personnel and management resources can be concentrated on core business operations.

Premium Collection and Asset Management
Collection and management of premiums from members (policyholders), including preparation of check-off data, and remittance of premiums to insurance companies.
Management of Dividends
Distribution and management of life insurance dividends to members
Retiree Management Services
Preparation of materials for life plan seminars for retirees (advance guidance on settlement at the time of retirement), and life insurance and corporate pension procedure services
Preparation of year-end adjustment materials
Preparation of data on group insurance and employee group insurance, sending deduction certificates by mail, etc.

CASE STUDY

Tire and Rubber Product Manufacturer
  • Consolidated net sales: 300 billion yen or more
  • Number of agency employees: 12 (full-time)
Issues
  • Business selection and concentration
  • Appropriate coverage and insurance premiums
Why MST Was Chosen
  • Domestic and overseas insurance consulting
  • Accepting agent employees
タイヤ・ゴム製品メーカー様
Effects
Reduction of premiums by 10% by reviewing corporate insurance policies
Global insurance arrangements
Chemical and Textile Company
  • Consolidated net sales: 100 billion yen or more
  • Number of agency employees: 16 (full-time)
Issues
  • Improving profitability under the medium-term management plan
  • Business selection and concentration
Why MST Was Chosen
  • Offering of adequate consideration and creditworthiness
  • Accepting agent employees
化学・繊維会社様
Effects
Integration of contact points for insurance contract arrangements
Paint Manufacturer
  • Consolidated net sales: 300 billion yen or more
  • Number of agency employees: 3 (full-time)
Issues
  • Optimization of group management
  • Appropriate coverage and insurance premiums
Why MST Was Chosen
  • Domestic and overseas insurance consulting
塗料メーカー様
Effects
Reduction of premiums by 15% by reviewing corporate insurance policies
Visualization of the status of overseas insurance arrangements
Apparel Company
  • Consolidated net sales: 50 billion yen or more
  • Number of agency employees: 5 (full-time)
Issues
  • Difficulty in continuing insurance agency business
Why MST Was Chosen
  • Extensive experience in business transfer
  • Accepting agent employees
アパレル企業様
Effects
Insurance arrangements at performance-based premium levels